IN LOVING MEMORY OF

Ramchandra Vishwanath Kulkarni

March 14, 1938November 8, 2024

(86 years, 7 months)

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Life Story

Ramchandra Vishwanath Kulkarni — lovingly called Ramkaka by all who knew him — was born on 14 March 1938 in Kolhapur, Maharashtra. He was the eldest of five children in a modest farming family that believed deeply in education and hard work.

After completing his schooling with distinction, he moved to Mumbai in 1958 and joined the State Bank of India as a clerk. Over 35 years he rose steadily to Senior Branch Manager, a journey built entirely on integrity and patience. Colleagues remember him as the man who always had time for a kind word and never turned away a junior who needed guidance.

His greatest pride was never his career but his family. He met Sulochana at a relative's wedding in 1962 and they were married within the year, raising three children — Suresh, Priya, and Anand — in a small flat in Dadar that always smelled of filter coffee and fresh flowers. Sunday mornings meant Vishnu Sahasranamam on the old transistor radio and his wife's poha. That ritual never changed in sixty years.

In retirement, Ramkaka became a devoted volunteer at a local school in Matunga, teaching mathematics to underprivileged children free of charge until his health declined in 2022. He was a lifelong devotee of classical music — particularly Pandit Bhimsen Joshi — and spent many evenings with a cup of tea, a quiet smile, and his record player.

He passed away peacefully on 8 November 2024, surrounded by his children and grandchildren, leaving behind a legacy of grace, simplicity, and love that will echo for generations.

Cherished Memory

Every Diwali, Ramkaka would wake before dawn to draw a rangoli at the door himself — insisting no celebration began properly without it. His grandchildren would sit around him in their nightclothes watching his hands move with quiet certainty, while he hummed an old kirtan the entire time. That image — the lamplight, the colours, and his voice — is something none of us will ever forget.

Achievements & Milestones

  • 35-year career with State Bank of India, retiring as Senior Branch Manager

  • Branch of the Year under his leadership — 1988 and 1991

  • Founded a free mathematics programme serving over 200 children in Matunga across 15 years

  • Active member of the Chinmaya Mission for over four decades

  • Completed a pilgrimage to all 12 Jyotirlingas with Sulochana in 2005

Hobbies & Interests

Classical Hindustani music, gardening, reading Marathi literature, morning walks along the sea at Dadar Chowpatty

Family Notes

"Do your work well and let it speak for you." — He said this so often his grandchildren now say it to each other.

Location Information

Memorial Service

Thursday, May 14, 2026 at 10:00 AM

Chandanwadi Crematorium, Marine Lines, Mumbai, Maharashtra 400002

Final Resting Place

Chandanwadi Hindu Crematorium, Mumbai, Maharashtra

Photo Gallery

Memorial Videos

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Messages of Comfort (8)

Priya Kulkarni

Baba, you were our compass. Every decision I ever made, I made thinking what you would say. I will carry your values with me every single day.

May 9, 2026

Deepa Marathe

He welcomed me into this family with such warmth that I never felt like an outsider for a single day. I am honoured to have known him. Om Shanti.

May 9, 2026

S. V. Nadkarni

I joined SBI as a frightened 22-year-old and Ramchandra sir was the first person who made me feel I belonged. I owe my career to his patience.

May 3, 2026

Anand Kulkarni

You taught me that the most important things in life cannot be measured. I miss you already, Baba.

May 2, 2026

Rajesh Iyer

Sixty years of friendship with the Kulkarni family, and Ramkaka was always the steady centre of it all. The family is in our prayers.

May 2, 2026

Meena Joshi

Ramkaka made every building feel like a community. We will miss his voice in the corridor and his quiet wisdom at every gathering.

May 1, 2026

Kavitha Reddy

Sir taught me algebra for three years and never once made me feel small for not understanding. I cleared my Class 10 boards because of him.

April 30, 2026

Arun Kulkarni

Kaka was the kind of man who made every family gathering feel complete. The Kulkarni family will never be the same without him.

April 30, 2026

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